‹ PIN A4.12.3 PIN A4.12.5 › PIN A4.12.4 The non-proportional reinsurance element is calculated as 52% of the Insurer's Net Written Premium. Derived from DFSA RM06/2004 (Made 16th September 2004). [VER1/09-04] ‹ PIN A4.12.3 PIN A4.12.5 ›