‹ PIN 2.3.1 PIN 2.3.3 › PIN 2.3.2 An Insurer must develop, implement and maintain a risk management system to identify and address credit quality risk. Derived from DFSA RM06/2004 (Made 16th September 2004). [VER1/09-04] ‹ PIN 2.3.1 PIN 2.3.3 ›