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PIB 4.5.8

An Authorised Firm's provisioning policy must specify the following minimum provisioning requirements:

(a) for substandard assets — 20% of the unsecured portion of the credit;
(b) for doubtful assets — 50% of the unsecured portion of the credit; and
(c) for loss assets — 100% of the unsecured portion of the credit.
Derived from RM111/2012 (Made 15th October 2012). [VER20/12-12]