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PIB 4.14.62

In regard to non-Controlled Early Amortisation, an Authorised Firm must apply the same steps as set out at Rules PIB 4.14.59 to PIB 4.14.61 and determine appropriate segments and apply the corresponding conversion factors as set out in the following table:

Non-Controlled Early Amortisation features
  Uncommitted Committed
Retail Credit Lines 3 Month average Excess Spread CCF 100%
133.33% of trapping point or more 0%
<133.33% to 100% of trapping point 5%
<100% to 75% of trapping point 15%
<75% to 50% trapping point 50%
<50% of trapping point 100%
Non-retail credit lines 100% 100%
Derived from RM111/2012 (Made 15th October 2012). [VER20/12-12]