(1) the payment of the whole or part of the benefits is dependent upon the termination or continuation or human life;
(2) the payment of any part of the premiums is dependent upon the termination or continuation of human life;
(3) the benefits under the contract include payment of a sum on marriage or on the birth of a child; or
(4) the contract is a permanent health insurance contract.
Derived from DFSA RM12/2004 (Made 16th September 2004). [VER1/09-04]