‹ Guidance CIR 2.1 Exclusions › CIR 2 Arrangements not Constituting a Collective Investment Fund CIR 2.1 Exclusions CIR 2.1.1 Deposits Common Accounts Commercial Activities Unrelated to Financial Services Group Arrangements Franchise Arrangements Clearing Services Certificates or Options Time-Share and Other 'Property-Enjoyment' Related Arrangements [Deleted] Commercial arrangements Debentures and Warrants of a Single Issuer Insurance Profit Sharing Investment Accounts Discretionary Portfolio Accounts Close Relative Accounts Sukuks Employee Reward Schemes Crowdfunding Employee Money Purchase Scheme ‹ Guidance CIR 2.1 Exclusions ›