‹ AML 3.2.1 AML 4.1 The Risk-Based Approach › AML 4 Applying a Risk-Based Approach Figure 1. The Risk-Based Approach (RBA) Derived from RM117/2013 [VER9/07-13] ‹ AML 3.2.1 AML 4.1 The Risk-Based Approach ›