Entire Section

  • Definition of strong customer authentication

    • PIB 6.13.2

      (1) In this section, “strong customer authentication” or “SCA” means authentication that is based on the use of two or more elements that are:
      (a) independent, in that breach of one element does not compromise the reliability of any other element; and
      (b) designed in such a way as to protect the confidentiality of the authentication data.
      (2) The elements in (1)(a) must consist of two or more of the following:
      (a) something known only by the User (“knowledge”);
      (b) something held only by the User (“possession”); or
      (c) something inherent to the User (“inherence”).
      Derived from DFSA RMI270/2020 (Made 26th February 2020). [VER36/04-20]